Short answers.

A sportsbook-shaped pool for a friend group. Credits drop each week. You bet that week’s games (moneylines, spreads, totals, parlays). Same Sunday ritual — you vs friends, not vs a book. Unplug the house and money, if you put any on it, keeps cycling in the group instead of leaving.

Yes. Gamble against your friends the same way you already do fantasy: pick a treasurer, agree a buy-in, settle in Venmo. The app never accepts, holds, or pays out money, and nobody takes a cut. You can still lose to a friend. What you cannot do is lose a slice to a house.

Yes. The homepage is the short version — no −110, no lecture. Join is credits and a board. No money. If you wouldn’t join a fantasy league with these people, skip it.

The app: no. No deposits, no cashout, nothing for sale. Signing up lands you on the open board — ranked, badges, credits only. If a friend group wants money on it, they run a separate pool like fantasy: treasurer, buy-in, Venmo. You play here. The app never holds the cash. Nobody takes a cut.

Signing up puts you on the open board. Everyone ranked. No money. Badges are the point. A friends pot is optional cash among a smaller group, like fantasy — treasurer, Venmo, outside the app. That group can keep score as skins (win–loss plus a playoff) or one season board (1st and 2nd). You still play here. Cash still stays outside.

Those companies are the opponent. A $20 bet there leaves this group. In 2025, legal U.S. sportsbooks took about $166 billion in bets and kept about $17 billion — roughly a dime on every dollar. Here the opponent is the group. If money is involved at all, it stays in the chat.

No. Same kind of numbers you’d see at a book. We are not beating Vegas. The difference is where the dollars go if a group pots it. Vs a book, money leaks to the house. Vs friends, the loop stays in the group.

Same reason people care about fantasy: the board, the week, the chat. If that’s not enough, a friends pot can add a buy-in outside the app. That caps what you can lose. It is not an unlimited deposit button.

Fantasy: you draft players. Skill is roster construction. This: you pick sides and numbers on real games. Tickets lock at kickoff. Skill is handicapping. Keep your fantasy team.

Hit Play this week. Enter your email and a username. No password. Check the sign-in email (and spam). Then bet this week’s slate — phone or desktop. If someone later starts a friends pot, that’s a separate yes.

A phone browser and an email inbox. Add it to the home screen if you want it to feel like an app. No App Store. No password to remember.

Credits drop Tuesday. Tuesday through Monday is “bet this week’s games” — you cannot park a ticket on next week. Kickoff locks that game. The ticket settles when the game ends, not in a Monday batch. Unspent credits expire when the week rolls Tuesday. Sitting out is a bad week, not a dead season. Fresh stack next Tuesday.

NFL moneylines, spreads, and totals. Singles and multi-game parlays. Not player props. Not other sports. Not in-app cash.

Leftover does not carry. When the week rolls Tuesday, unused credits close — all of them, in every format. Ranking treats every credit you never staked as gone, so a week you sat out scores the same as a week you went all-in and busted: you have to cash something to get off the floor. A credit only counts once it has been wagered and settled. If you tie — in either format — it goes to whoever put more on the line. None of this is a commissioner setting.

Format, window, weekly allotment, and (for skins) playoff rules. Name and badges stay editable. Competitive settings freeze at the first kickoff of the pool’s first scored week.

• Format. Group/pool: profit plus weekly badges, 1st and 2nd at the end. Skins (head-to-head): one matchup a week, record into playoffs.
• Window. This week, rest of the season, full regular season (weeks 1–18), or a custom start/end.
• Weekly allotment. Default 1,000. Fresh stack every week. No carry.
• Head-to-head extras. Playoff size (auto / none / 2 / 4). Opponent tickets: open book, or hide this week’s opponent until their games lock.
• Badges. Podium, Last, Ghost, Goose egg. Ghost cannot medal. Badges are chrome — they do not rank the pool.

Before lock: yes, but 10% of the stake is burned (90% returns to credits). That exists so people cannot post a fake lean, then yank it when a friend fades them. After kickoff: no.

Open pool / free-for-all: net profit on credits, plus weekly badges. The top of the board is the champion. Skins / head-to-head: win–loss is the playoff ticket. Champion won the bracket.

You get this week’s credits only. Profit counts from join forward. You are not owed weeks you missed. A friends-pool buy-in is a group decision — don’t assume you’re in a cash game because you joined the app.

The pool has an open book: pending and settled tickets. That’s the product. If you want a private diary of bets, this is the wrong game.

No. There is no rake and nothing to buy. If friends run a pot, the person who built this still takes 0%.

Check spam. Wait a minute. Then send feedback — the sign-in email is the brittle part, not the betting.

Screenshot it and send it through the form. Don’t write a novel in the group thread. If a side pot depends on the result, freeze Venmo until it’s corrected.

Ask first. The open board is meant to stay a known group. Random adds make support worse and the chat worse.